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Dealing With Insurance After A Divorce

Posted by on Dec 12, 2014 in Uncategorized | 0 comments

When going through a divorce, there are a number of things that you will need to deal with, including being sure that insurance matters are handled correctly. If they are not resolved, then it is possible that you could be dealing with legal issues, have your future claims denied, and more. Here are the top concerns when it involves insurance in a divorce: Auto Insurance: When it comes to auto insurance, you cannot remove anyone from your policy without their permission. So, if you are not on good terms with your ex-spouse, dealing with this can sometimes be challenging. Before you change the name on your policy though, be sure that the title of the vehicles are transferred under the same name. Also, you usually need to have separated living arrangements in order for you both to have your...

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Empower Yourself By Understanding What Type Of Homeowner’s Insurance You Have

Posted by on Dec 4, 2014 in Uncategorized | 0 comments

When most people discuss homeowner’s insurance with their insurance agent, they discuss what level of coverage they want and how different factors ultimately influence their premium. However, did you know that there are actually different levels of homeowner’s insurance? Understand the types of homeowner’s insurance you can purchase and how your insurance is actually classified can help you better understand your coverage and negotiate your rates. HO Designation To start with, each type of homeowner’s insurance is designated with the abbreviation of HO followed by a number. Your insurance agent uses that information to identify the type of policy that you have. The dollar amount you are covered by varies depending on what you choose and pay for all of the types of insurance listed below. HO-1 HO-1 insurance is generally referred to as basic homeowners insurance. It covers...

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Buying Your First Home? Understand The Declarations Page Of Your Homeowners Insurance Policy

Posted by on Nov 26, 2014 in Uncategorized | 0 comments

If you are brand new to homeownership, there is a lot that you’ll need to learn. A very important aspect of the entire process is obtaining homeowners insurance. This insurance protects you financially in case of fire, theft or other damage. Many homeowners do not know what their coverage is on their home. This is where the declarations page comes in, so you can quickly understand what’s covered. This guide explains how to understand the declarations page, so that you’ll always know how much coverage you have, and if you need to update it. What Is on the Declarations Page The declarations page is typically the first page of the homeowner’s insurance policy. This page offers details of the policy so that you don’t have to search through the entire policy to find one specific thing. Items listed on...

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