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Dealing With Insurance After A Divorce

Posted by on Dec 12, 2014 in Uncategorized | 0 comments

When going through a divorce, there are a number of things that you will need to deal with, including being sure that insurance matters are handled correctly. If they are not resolved, then it is possible that you could be dealing with legal issues, have your future claims denied, and more. Here are the top concerns when it involves insurance in a divorce: Auto Insurance: When it comes to auto insurance, you cannot remove anyone from your policy without their permission. So, if you are not on good terms with your ex-spouse, dealing with this can sometimes be challenging. Before you change the name on your policy though, be sure that the title of the vehicles are transferred under the same name. Also, you usually need to have separated living arrangements in order for you both to have your...

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Empower Yourself By Understanding What Type Of Homeowner’s Insurance You Have

Posted by on Dec 4, 2014 in Uncategorized | 0 comments

When most people discuss homeowner’s insurance with their insurance agent, they discuss what level of coverage they want and how different factors ultimately influence their premium. However, did you know that there are actually different levels of homeowner’s insurance? Understand the types of homeowner’s insurance you can purchase and how your insurance is actually classified can help you better understand your coverage and negotiate your rates. HO Designation To start with, each type of homeowner’s insurance is designated with the abbreviation of HO followed by a number. Your insurance agent uses that information to identify the type of policy that you have. The dollar amount you are covered by varies depending on what you choose and pay for all of the types of insurance listed below. HO-1 HO-1 insurance is generally referred to as basic homeowners insurance. It covers...

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